Case Studies

Small Business Success
A three person business was experiencing extremely high drug claims. The wife of the owner needed $30,000 of prescription drugs per year. Under the Chambers of Commerce Group Insurance Plan, the prescriptions were paid at 80% using the pay-direct drug card. For businesses with fewer than 10 employees all drug, health and dental claims are fully pooled nationally with 28,000 other businesses. The Chamber Plan operates non-profit, thus creating a reliable, long-term cost structure for plan members. The business experienced no increase in their health rates as a result of their drug claims.

Large Business Success
A business with 200 employees had a traditional group health and dental plan. With our expertise we have been able to save the company $40,000 without decreasing benefit levels. This advanced method of funding a benefit plan (ASO) continues to save the client large amounts of money by decreasing transaction costs and increasing plan flexibility. Moreover, this model can work for firms with as few as 20 employees.