Chambers of Commerce Group Insurance Plan

Are you a small business owner who wants to give your employees the stability and security of traditional insurance provided by big companies?

We have just the right group insurance plan for you.

Sign up for the Chambers of Commerce Group Insurance Plan with the Hynek Financial Group. with either one employee or many, our team can help you choose a group insurance coverage that’s just right for your business. The Chambers Plan provides insurance to more than 25,000 firms. Control coverage and cost by picking the kinds and levels of employee benefits you want from among a wide range of choices. Ask us how a fully pooled plan can benefit you.
Contact us to get more for your group benefit dollar. HFG is the exclusive Chambers Plan company for the Oakville Chamber of Commerce, Burlington Chamber of Commerce and west Toronto Board of Trade.

Options that can be included in the Chambers Plan for you and your employees:

• Health
  Provides for prescription costs, paramedical services, semi-private hospital stay, nursing care, ambulance, and medical appliances. It includes emergency medical assistance and a Voyage Assistance program. Pay direct drug card and vision care are other available options.
• Dental
  Employees and their families can take advantage of basic restorative procedures, periodontal and endodontic services, dentures and in some cases crowns and children's orthodontics.
• Basic Employee Life /Accidental Death and Dismemberment
  Provides employee life insurance plus an additional benefit in case of serious injury or accidental death. Choose a basic level of coverage or a salary-related amount.
• Group Critical Illness
  Pays a benefit in the event of cancer, heart attack, Parkinson's Disease, Multiple Sclerosis, burns, coma, loss of speech, coronary by-pass, stroke, kidney failure, paralysis, deafness and blindness.
• Short and Long Term Disability
  Compensates an employee during a brief or longer term absence from work due to illness or injury. You can decide how long employees must be off work before they can collect benefits, and the length of time benefits are payable.
• Best Doctors®
  Gives your employee or their family member who is seriously ill, inter-consultation service like reviewing the patient's file, confirming the diagnosis, and identifying the most appropriate treatment.
• Employee Assistance
  Provides professional counseling services to help your employees deal with issues like relationship problems and dependency before they lead to absences from work or a disability claim.
• Business Overhead
  Pays many business expenses including rent, electricity, phone bills, leases, taxes and some salaries.
• Dependents Life Insurance
  Three levels of coverage are available covering your employee’s spouse and children
• Registered Retirement Savings (RRSP)
  A group RRSP in which employees can invest in a variety of mutual funds, as well as term deposits and have on-line access to their assets and accounts, at no cost to you.
• Group Optional Life
  Allows employees to top up their group life insurance with an amount they choose and pay for. Spousal coverage is also available, as are children's benefits if either parent participates in the program. Offer the best employee benefits to your staff!

Sign up for the Chambers Plan group insurance and get the additional benefit of HFG’s financial expertise for your small or medium sized business.

For more details on the Chambers Plan visit www.chambers.ca and www.buychambers.ca.