Individual disability insurance replaces income you lose if you are unable to work because of an accident or illness.
Contact Hynek Financial Group for individual disability insurance providers and plans. We will help you pick the one that best suits your needs.
Understanding what will make you eligible for disability insurance is the most important feature of your policy. Typically, a condition of disability is defined in the insurance industry as:
You might be eligible for disability income through your individual disability insurance plan. Ask your HFG financial advisor to explain how you can qualify for this benefit.
Although your sickness or injury may not be severe enough to keep you totally disabled, it can still result in a loss of earnings. There are available options in your individual disability benefits plan that can proportionately cover this stressful period in your family’s life. Your disability plan can also help maintain retirement savings if you have to stop contributions because of total disability.