Health and Dental Benefits

Bridge the increasing gap between provincial health plans and insurance coverage that your employees and their families require.

Make Health and Dental benefits an employee incentive to work for you!

Prescription costs, paramedical services and children’s orthodontics are an important part of your employees’ lives. When you supplement provincial health plans with additional health and dental employee benefits you show your interest in the well-being of your workers. Hynek Financial Group has a wide variety of group health and dental benefits from Manulife Financial, Great-West Life, Desjardins, Empire Life, Sun Life and RBC Insurance to suit your business needs. Meet with our insurance advisors to determine which one will work for you.

What’s covered?

Health and dental benefits cover plan members, and dependants. Members can add options to suit their individual needs.

Health: Members may choose to add optional health care coverage.

• Prescription Drugs with pay direct drug card
• Insurance and Services for Serious Illnesses
• Travel Medical Coverage
• Vision Care
• Medical Reimbursement Plans
• Individual Healthcare Plan Coverage for Retirees
• Semi-private hospital
• Paramedical practitioners
• Medical equipment and appliances

Dental: Services are generally grouped into three major categories.

• Basic - Diagnostic and preventative treatments, such as dental examinations, cleanings, x-rays, oral hygiene, fillings, scaling of teeth, tooth extractions, periodontic and endodontic services.
• Major Restorative - dentures, crowns, inlays, onlays and bridgework.
• Orthodontic - procedures and appliances, such as braces, wires, space maintainers and other mechanical aids required to straighten teeth and correct other defects.

Contact us at HFG to customize group insurance and employee benefits to cover the health and dental needs of your organization. Over 700 group account customers have benefitted from HFG’s 25 years of insurance experience. Get it to work for you now!