Burlington Chamber Group Insurance Benefits

We Offer the Chambers of Commerce Group Insurance Plan to Businesses in Burlington

We are a proud partner of the Burlington Chamber of Commerce and the exclusive advisor for the Chambers Insurance Plan in Burlington.

The Chambers Plan is the best group benefits solution for small businesses.

Small business owners and entrepreneurs get premium stability and access to group insurance and employee benefits that previously were only available to large corporations.

Benefits of the Chambers Plan

  • Guaranteed coverage as long as you pay your premiums
  • Stable, predictable rates (no huge increases year over year!)
  • Flexible plans that suit your needs and your budget
  • Fast turnaround on claims
  • Online portal for plan administration and access to forms

Chambers Plan Coverage Options for You and Your Employees

Health Benefits

Group health insurance provides for:

  • Prescription costs
  • Paramedical services
  • Semi-private hospital stay
  • Nursing care
  • Ambulance
  • Medical appliances
  • Emergency medical assistance
  • Voyage Assistance program
  • *Optional: Pay direct drug card
  • *Optional: Vision care

Plans provide between 50% and 100% coverage of eligible expenses.

Dental

Group dental insurance can provide for:

  • Exams
  • Basic restorative procedures
  • Periodontal services
  • Endodontic services
  • Dentures

In some cases, major dental benefits and children’s orthodontics are also covered.

Short and Long Term Disability

Short and long term disability coverage compensates an employee during a brief or longer term absence from work due to illness or injury. You can decide how long employees must be off work before they can collect benefits and the length of time benefits are payable.

Group Critical Illness

Group critical illness pays a benefit (up to $30,000) in the event of:

  • Cancer
  • Heart attack
  • Alzheimer’s
  • Aortic Surgery
  • Aplastic Anemia
  • Bacterial Meningitis
  • Benign Brain Tumour
  • Blindness or Deafness
  • Burns
  • Coma
  • Coronary Bypass
  • Heart Valve Replacement
  • Kidney Failure
  • Loss of Independent Existence
  • Loss of Limbs
  • Loss of Speech
  • Major Organ Failure on Waiting List
  • Major Organ Transplant
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Occupational HIV
  • Paralysis
  • Parkinson’s Disease
  • Stroke

Basic Employee Life / Accidental Death and Dismemberment

This option provides employee life insurance plus an additional benefit in case of serious injury or accidental death. You can choose a basic level of coverage (e.g. $25,000) or a salary-related amount.

Dependents Life Insurance

Three levels of coverage are available to cover your employees’ spouses and children.

Group Optional Life

Group optional life allows employees to top up their group life insurance with an amount they choose and pay for. Spousal coverage and children’s benefits are also available.

Best Doctors®

Best Doctors® gives your employee, or their family member who is seriously ill, inter-consultation services such as reviewing the patient’s file, confirming the diagnosis, and identifying the most appropriate treatment.

Employee Assistance

Employee assistance provides professional counseling services to help your employees deal with issues like relationship problems and dependency before the lead to absences from work or a disability claim.

Business Overhead

If you have long term disability insurance, you can also choose business overhead expense benefits.

Business overhead pays for many business expenses while you are disabled, including:

  • Rent
  • Electricity
  • Phone bills
  • Leases
  • Taxes
  • Some salaries

Registered Retirement Savings (RRSP)

A group RRSP allows employees to invest in a variety of mutual funds, as well as term deposits. Employees will have online access to their assets and accounts. The RRSP option comes at no cost to you.

Offer the Best Employee Benefits to Your Staff!

With the right set of group benefits, you will attract top talent and retain your best employees.

Contact us to talk to an HFG advisor about your employee benefit plan needs.

We will provide a detailed analysis of your requirements and which group insurance designs will meet your needs.

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