Modern Employee Benefits Advisors
Tailored employee benefits plans to help you attract and retain top talent.Competitive Benefits to Attract and Retain the Best Talent for Your Business
Offering competitive benefits packages helps employers stand out in today’s competitive job market.
At HFG, our experienced advisors assess your needs and provide expert advice to create plans that align with your business goals and meet your employees’ needs.
Benefits 101
Group Benefit plans provide several unique advantages:
- Guaranteed coverage without medical underwriting
- Non-taxable health and dental coverage (excludes Quebec)
- Expensing premiums as a business expense
Your benefit plan can cover crucial areas such as life insurance, health (including but not limited to drug coverage, hospital, vision, hearing, travel, massage, mental health practitioners, speech therapy, and more), dental, critical illness, salary continuation, and employee assistance programs.
Why Work with HFG
Our expert advisors provide personalized service using modern benefits technology and exclusive partnerships with leading benefit carriers. Trust us to support your business goals and help enhance employee satisfaction with our innovative and flexible solutions.
Expert Advice
Continuous Support
Ongoing assistance and educational sessions for administrators and employees.
Forward-Thinking Solutions
Our Trusted Partners
Flexible Spending Accounts
Enhance Employee Wellness with HSAs
Health Spending Accounts (HSAs) are designed to supplement your existing health and dental coverage, offering a personalized approach to meet the unique needs of each employee. They are non-taxable to the employee.
Invest in Your Employees with LSAs
Lifestyle Spending Accounts (LSAs) enhance your benefits package by supporting a wide range of employee wellness needs. LSAs cover expenses such as fitness memberships, daycare, travel expenses, and pet care. They are a taxable benefit to the employee.
Group Benefits with the Chambers Plan
The Chambers Plan is run on a not-for-profit basis and offers group benefit solutions for growing Canadian businesses, providing premium stability and comprehensive coverage.
Provide Support with Employee Assistance Programs
Employee Assistance Programs (EAPs) provide your employees with confidential and professional support to manage life’s challenges, from mental health counseling to legal and financial advice.
Easy and Efficient Benefits Management
Leverage technology to reduce your business’ environmental impact, streamline benefits administration, and empower employees with easy access to their plan details and claims information.
Cost-Effective Control with ASO Plans
HFG offers flexible ASO plans that help you manage predictable employee benefit costs while protecting against large claims with Stop Loss coverage.
