Modern Employee Benefits Advisors

Tailored employee benefits plans to help you attract and retain top talent.

Competitive Benefits to Attract and Retain the Best Talent for Your Business

Offering competitive benefits packages helps employers stand out in today’s competitive job market.

At HFG, our experienced advisors assess your needs and provide expert advice to create plans that align with your business goals and meet your employees’ needs.

Benefits 101

Group Benefit plans provide several unique advantages:

  •   Guaranteed coverage without medical underwriting
  •   Non-taxable health and dental coverage (excludes Quebec)
  •   Expensing premiums as a business expense

Your benefit plan can cover crucial areas such as life insurance, health (including but not limited to drug coverage, hospital, vision, hearing, travel, massage, mental health practitioners, speech therapy, and more), dental, critical illness, salary continuation, and employee assistance programs.

HFG Benefits Employee Group Benefits, Group Retirement and Wellness

Why Work with HFG

Our expert advisors provide personalized service using modern benefits technology and exclusive partnerships with leading benefit carriers. Trust us to support your business goals and help enhance employee satisfaction with our innovative and flexible solutions.

Expert Advice

We provide expert consultations to create employee benefit plans that align with your business’ goals.

Continuous Support

Ongoing assistance and educational sessions for administrators and employees.

Forward-Thinking Solutions

We design innovative total reward solutions supported by modern technology.

Our Trusted Partners

Flexible Spending Accounts

Enhance Employee Wellness with HSAs

Health Spending Accounts (HSAs) are designed to supplement your existing health and dental coverage, offering a personalized approach to meet the unique needs of each employee. They are non-taxable to the employee.

Invest in Your Employees with LSAs

Lifestyle Spending Accounts (LSAs) enhance your benefits package by supporting a wide range of employee wellness needs. LSAs cover expenses such as fitness memberships, daycare, travel expenses, and pet care. They are a taxable benefit to the employee.

Group Benefits with the Chambers Plan

The Chambers Plan is run on a not-for-profit basis and offers group benefit solutions for growing Canadian businesses, providing premium stability and comprehensive coverage.

Provide Support with Employee Assistance Programs

Employee Assistance Programs (EAPs) provide your employees with confidential and professional support to manage life’s challenges, from mental health counseling to legal and financial advice.

Easy and Efficient Benefits Management

Leverage technology to reduce your business’ environmental impact, streamline benefits administration, and empower employees with easy access to their plan details and claims information.

Cost-Effective Control with ASO Plans

HFG offers flexible ASO plans that help you manage predictable employee benefit costs while protecting against large claims with Stop Loss coverage.

Support Pup

Have a question? Logan our Support Pup is ready to get started.

Support Pup

Online